Renting a car in New Zealand without a credit card used to be tricky. But not anymore. At Bargain Rental Cars, we make it simple for students, travellers, and working holiday makers who prefer debit cards or don’t have a credit card at all.
Whether you’re planning a North Island road trip or need a long-term rental in Christchurch, here’s everything you need to know about renting without plastic.
Why Some Companies Require a Credit Card
Most international car rental brands want a credit card for security. It allows them to:
- Hold a bond or security deposit
- Charge you later for damages or tolls
- Reduce their risk in case of payment issues
But for many people—especially students or overseas visitors—a credit card isn’t practical or accessible.
Bargain Rental Cars: Credit Card Optional, Customer Friendly
We accept both credit and debit cards for:
- Vehicle bookings
- Bond payments (with low bond options)
- Insurance upgrades and extras
No credit card? No worries. We believe in transparent, flexible rental options for all kinds of travellers.
What You’ll Need Instead
If you’re paying with a debit card, you’ll need:
- Valid driver’s licence (international or NZ)
- Passport or photo ID
- Enough funds to cover the bond (refundable)
- A named driver matching the payment method
Most debit cards from Visa or Mastercard networks are accepted.
Tips for Renting with a Debit Card
- Book early to lock in rates and vehicle availability
- Ask about bond amounts—ours are among the lowest in NZ
- Bring documentation for a smooth pickup (ID, proof of address if needed)
- Return the car on time to avoid extra charges
Ideal for:
- Backpackers: travelling light with flexible plans
- Students: who don’t use credit
- Temporary workers: needing monthly car hire
- Young drivers: under 25 and often ignored by big brands
Why Rent with Bargain Rental Cars?
- Kiwi-owned and operated
- No hidden fees
- Accepts debit cards
- Friendly, local support
- Nationwide branches (Auckland, Christchurch, Wellington, Hamilton & Tauranga)
Get on the road without the red tape.
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Bargain Rental Cars – Making Travel Simple, Safe, and Accessible.
